Student Abroad Health Insurance For US Students Studying Abroad

By Dan Miller

It can be exciting to participate in a study abroad program, however, many students aren't adequately prepared before they leave. Every student should include purchasing international student insurance on their to-do list.

Students with international student health insurance receive specialized coverage while they are studying abroad. This type of insurance covers a student for the duration of the study abroad program, while traditional insurance programs only cover them while they are at home.

International students who purchase student abroad health insurance receive coverage for emergency healthcare costs, including emergency room visits, hospital stays and prescriptions. In the case of an extreme health emergency, coverage is also provided for the cost of transporting the student back to the US, which is often quite expensive when paid out of pocket.

Typically, international student insurance does not cover non-emergency medical treatments that are considered routine, such as dental cleanings or annual physicals. This type of coverage is instead intended for unexpected illness or injury.

When looking at the different plans available, be sure to compare each one by the coverage options available and the size of their medical network. It's important to make sure that there are doctors and hospitals covered by the plan who are in the same area the student will be studying in.

The cost of unexpected medical care without insurance is substantially higher than the cost of international student insurance. When considering how much you can afford for a high-quality plan, consider the cost of high-priced medical evacuations or surgical procedures. With the proper insurance, you can feel confident that you student will be protected and you won't be faced with high medical bills.

Many students and parents don't realize that the insurance a student has at home may not cover them while they are studying overseas. When you have a student studying abroad, the only way to protect them from the costs associated with unexpected illness or injury is to purchase health insurance for international students.

Any student who is travelling overseas should consider purchasing an international student health insurance plan. With the right protection, you can protect your health and your financial future with a student health plan for emergency care.

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